​Lender’s Mortgage Insurance (LMI) is required in many instances when a loan is worth more than 80 per cent of a property’s purchase price, as well as in some other circumstances. In very basic terms, when a lender considers a loan to carry a high risk, LMI is likely payable. Here’s how you can avoid paying the costly premium.

Reduce your credit card limit
Most people know that reducing their debts can increase their borrowing limit. But did you know that lowering your credit card limit can increase your borrowing capacity?

With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal.
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But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough to get you there?

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but leading mortgage brokers are warning that with every sugar-high comes the risk of a corresponding low.

The Northern Territory Government is helping Territorians achieve the Australian dream through their new HomeBuild Access package. 

Paying off your education is no reason to put off buying property.

​You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to your friends and ignoring the debt that each day at university was plunging you into.