Is It Time to Refinance Your Home Loan?

Your mortgage shouldn’t be a ‘set and forget’ commitment. If you haven’t reviewed your home loan in a while, you could be paying more than you need to.

Refinancing can help you secure a better interest rate, reduce repayments, access equity or adjust your loan to better suit your lifestyle and goals.
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At KLM finance, we make refinancing simple by doing the hard work for you - comparing lenders, negotiating better rates and ensuring your new loan puts you in the best financial position.

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Why Refinance?​

Lower Your Interest Rate

Reduce Monthly Repayments

Switch To A Loan That Suits You

 

When To Consider Refinancing

• It’s been 2+ years since you reviewed your loan – Interest rates and loan products change regularly. If you haven’t compared in a while, there could be a better deal available.
• Your interest rate isn’t competitive anymore – If you’re paying above the current market rate, it’s time to explore your options.
• You’re struggling with repayments – Refinancing to a lower rate or adjusting your loan term could help reduce financial stress.
• You want to renovate or invest – Unlocking your home’s equity could provide the funds you need for property improvements or a new investment.
• Your loan doesn’t suit your needs anymore – Maybe your circumstances have changed, and you need a loan with better flexibility or features.

The Process

1. Review your current loan - We assess your current mortgage, rate and financial situation.

2. Compare the best options - We research and compare multiple lenders to find a loan that better suits your needs.

3. Handle the paperwork & negotiations - We take care of the entire application process, liaising with lenders on your behalf.

4. Settle into your new loan - Once approved, we ensure a smooth transition with minimal disruption.

We Compare Lenders to Find the Right Loan for You

At KLM finance, we work with a wide panel of trusted lenders to ensure you get the most competitive interest rates and loan terms available.
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Why does this matter? The right lender can save you thousands over the life of your loan! We compare rates, negotiate on your behalf, and structure a loan that fits your needs —not just now, but in the long term.

• Exclusive loan options that aren’t always available to the public
• Competitive interest rates tailored to your financial situation
• Access to loan features like offset accounts, redraw facilities & flexible repayment options

​We do all the hard work, so you don’t have to.

Over 35 lenders to choose from