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KLM finance Darwin
  • Home
  • About
  • Services
    • First Home Buyers
    • Refinancing
    • Investment Home Loans
    • Construction Loans
  • Calculators
    • Loan Repayment Calculator
    • Extra repayment calculator
    • Borrowing Power Calculator
    • Home Loan Offset Calculator
    • Stamp Duty Calculator
  • Testimonials
  • Free Resources
    • Blog
    • E-Book: First Home Buyers Guide
  • Contact
   

Blog

What HSBC's Exit from Australian Retail Banking Means for Home Loan Customers

18/8/2026

 
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If you have a home loan with HSBC, you may have heard about HSBC's decision to exit Australian retail banking. For existing customers, this naturally raises questions about what happens to their home loan, interest rate, repayments and access to their current banking services.

​The good news is that a change in lender doesn't automatically mean your existing loan terms or repayments will change. However, with the servicing of HSBC's retail loan portfolio transitioning to a new lender, it is worth understanding what the change could mean for you.

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Is Your Home Loan Still Competitive?

18/8/2026

 
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When you first take out a home loan, you probably spend plenty of time comparing lenders, interest rates and loan features.

​​But once the loan settles, it's easy to put it on autopilot.

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Negative Gearing: What Investors Need to Know

19/6/2026

 
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What the Proposed Changes to Negative Gearing Mean for Property Investors

The Australian property investment landscape is set to change following the Federal Government's announcement of proposed reforms to negative gearing and the Capital Gains Tax (CGT) discount.

​If you're considering purchasing an investment property, or you're wondering how these changes may affect your future plans, here's what you need to know.

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Offset vs Redraw: Maximise your home loan features

30/4/2026

 
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Offset vs Redraw: Are You Using Your Loan Features the Right Way? ​

Many homeowners have powerful features built into their home loan—but aren’t fully using them. Two of the most common are offset accounts and redraw facilities. While they sound similar, they work quite differently.
​

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Getting Into the Market Sooner: Rentvesting in 2026

30/4/2026

 
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With property prices continuing to shift, many Australians are rethinking the traditional path of buying a home to live in.

​One strategy that’s gaining momentum is rentvesting—and it might be worth considering.

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Using Equity to Your Advantage

23/3/2026

 
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Many homeowners are aware they’ve built equity in their property, but not everyone realises how much is truly accessible for other financial goals. 

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Email: [email protected] 
Phone: 0417 867 627 
KLM finance ABN 57617732395, Kerry McKenzie is a Credit Representative (Credit Representative Number 399212) of Custom Equity Group Pty Ltd (Australian Credit Licence Number 383666).
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  • Home
  • About
  • Services
    • First Home Buyers
    • Refinancing
    • Investment Home Loans
    • Construction Loans
  • Calculators
    • Loan Repayment Calculator
    • Extra repayment calculator
    • Borrowing Power Calculator
    • Home Loan Offset Calculator
    • Stamp Duty Calculator
  • Testimonials
  • Free Resources
    • Blog
    • E-Book: First Home Buyers Guide
  • Contact