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Blog

Too loyal or time-poor for a better rate? Problem solved

28/4/2021

 
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Another month, another rate cut. Finance can be so tedious. That is until you realise it could mean more money in your pocket. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket.
And for their trouble, or lack thereof, these people are often slugged with a 'lazy tax' - the price paid for staying put.

Loyalty too, or simply being time-poor, can also be offences punishable by debt in the world of finance.

But it doesn’t have to be this way.

A 2018 Australian Competition and Consumer Commission (ACCC) report showed that new borrowers with an average-sized residential mortgage paid up to $850 less a year in interest than existing borrowers with the same lender.

However, despite the apparent benefits, actively ensuring an interest rate remains suitable is a practice that continues to elude many.

Fortunately, there are people out there whose job it is to assist in this process.

Kerry can play a vital role in assisting borrowers through the process of ensuring their mortgage is competitive.

KLM finance is just a phone call away to see if we can obtain a better rate from your current lender or look to refinance your loan.

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Email: [email protected] 
Phone: 0417 867 627 
KLM finance ABN 57617732395, Kerry McKenzie is a Credit Representative (Credit Representative Number 399212) of Custom Equity Group Pty Ltd (Australian Credit Licence Number 383666).
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  • Home
  • About
  • Services
    • First Home Buyers
    • Refinancing
    • Investment Home Loans
    • Construction Loans
  • Calculators
    • Loan Repayment Calculator
    • Extra repayment calculator
    • Borrowing Power Calculator
    • Home Loan Offset Calculator
    • Stamp Duty Calculator
  • Testimonials
  • Free Resources
    • Blog
    • E-Book: First Home Buyers Guide
  • Contact