 Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, there are comparison rates.
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 Interest rates are a crucial factor in determining your loan repayments and the total cost over its lifetime. Staying informed about your current rate and keeping an eye on market trends is essential for managing your finances effectively.
 Construction loans are not as straightforward as standard home loans. There are additional decisions to be made about the structure of the loan, additional documentation is required and the funding is released in an entirely different way.
 Entering the property market is no easy feat for a first homebuyer, and it’s common for parents to want to help first homebuyers either through gifting funds for the deposit or by acting as guarantor on the loan.
 When taking out a mortgage, many people forget to consider the fees and expenses that come on top of the purchase price of the property.
 Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.
 Understanding the intricacies of the home loan application process is crucial for achieving your real estate aspirations. In this comprehensive guide, we'll walk you through the essential steps involved in securing a home loan.
 Are you a homeowner looking to optimise your financial situation and potentially save money on your mortgage? Refinancing could be the key to unlocking new opportunities and achieving your long-term financial goals. In this blog post, we'll explore the ins and outs of refinancing, empowering you to make informed decisions about your home loan.
 Are you in the market for a new home and considering taking out a mortgage? Understanding how mortgage repayments are calculated is crucial for making informed decisions about your finances.
 Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years.
When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. |
Phone: 0417 867 627Email: [email protected] |
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KLM finance ABN 57617732395, Kerry McKenzie is a Credit Representative (Credit Representative Number 399212) of Custom Equity Group Pty Ltd (Australian Credit Licence Number 383666).