 Another month, another rate cut. Finance can be so tedious. That is until you realise it could mean more money in your pocket. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket.
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 When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts.
 While some view LMI as being exclusively beneficial for lenders, we explore the value for first home buyers.
 With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one.
 If you’ve been thinking about purchasing your first property, 2020 might be the time to pounce.
Following a long-awaited correction, many property markets across Australia appear to have plateaued and are now once again increasing in value.  Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up five home renovation finance options that could help turn your dream into reality.
 If your financial situation has changed due to the Coronavirus and you are unsure of the financial support available to you, it is worth getting in touch with a mortgage broker who can help you understand and work through the available options.
 During this time of uncertainty, KLM finance is still open for business to assist you with anything mortgage-related and to help you with your current financial situation.
 Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt.
 The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.
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